{"product_id":"rif-and-restructuring-savings-planner","title":"RIF and Restructuring Savings Planner","description":"\u003cp\u003eSize the reduction before you make it. The severance bill, the full one-time cost, the ongoing savings, and the payback period, with every assumption on the surface.\u003c\/p\u003e\u003ch3\u003eOne workbook that sizes the reduction end to end\u003c\/h3\u003e\u003cp\u003eEight tabs in one Excel file. A Start Here page tells you the order to work in, six working tabs do the math, and a Notes tab holds the record of what you decided and why.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSeverance Calculator.\u003c\/strong\u003e Set the policy once: weeks per year of service, base weeks, a cap, and a minimum. List the affected roles and each person’s weekly pay, weeks, and severance calculate, with the totals rolled up.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFull Cost of the Reduction.\u003c\/strong\u003e The extras that make the real one-time cost: employer payroll tax on the severance, accrued PTO paid out, the employer share of continued benefits, and outplacement support.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSavings and Payback.\u003c\/strong\u003e The ongoing payroll saved, the payback period in months, and net savings for year one and year three. Stated as a gross run rate, with the plain note that the saving you keep is often lower.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNotice and Timeline.\u003c\/strong\u003e A planning aid with screening prompts for the federal WARN trigger and date math for the notice clock, built to route the legal calls to counsel.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBenchmarks.\u003c\/strong\u003e Typical severance by role level and the general notice rules, from public sources, so you can see where your policy lands before anyone signs off.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSummary.\u003c\/strong\u003e The board-ready page. The one-time cost, the ongoing savings, and the payback in one view, with every figure pulled live from the working tabs.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eThe sizing in the order finance will ask for it\u003c\/h3\u003e\u003cp\u003eFour steps from a severance policy to a payback number, and every figure flows forward so the summary is always current.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSet the policy and list the roles.\u003c\/strong\u003e Weeks per year of service, base weeks, the cap, and the minimum, set once. Then list the affected roles, and each person’s weekly pay, weeks, and severance calculate on the policy.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAdd the real extras.\u003c\/strong\u003e Employer payroll tax on the severance, accrued PTO paid out, the employer share of continued benefits, and outplacement. The result is the full one-time cost, not just the severance line.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRead the savings and the payback.\u003c\/strong\u003e The ongoing payroll saved, the payback period in months, and net savings for year one and year three, stated as a gross run rate with the caveats where they belong.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePlan the notice and pressure-test.\u003c\/strong\u003e Screen the federal WARN trigger, count the notice clock, and check your severance policy against benchmarks by level before the number goes in front of anyone.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eNumbers that hold up in front of finance\u003c\/h3\u003e\u003cp\u003eA payback figure is only as good as the assumptions under it, so the planner keeps every assumption on the surface and every rate sourced.\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eRates checked against primary sources.\u003c\/strong\u003e The employer payroll tax uses the 7.65% FICA rate per the IRS, and the default 30% benefits burden tracks federal compensation data, kept deliberately conservative.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHonest about the savings.\u003c\/strong\u003e The run rate is stated as gross, and the workbook says plainly that the saving you keep is often lower once backfill, overtime, and coverage land.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eA worked example in every tab.\u003c\/strong\u003e The file opens on a realistic ten-person reduction, not a blank sheet you have to decode.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCounsel checkpoints built in.\u003c\/strong\u003e The notice tab routes the legal questions where they belong, to qualified employment counsel.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWho it is built for\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eBuilt for\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAn owner or operator who needs the real cost and the real savings before committing to a reduction.\u003c\/li\u003e\n\u003cli\u003eAn HR team of one who has to put a number in front of finance and the board that holds up.\u003c\/li\u003e\n\u003cli\u003eA consultant or fractional HR lead building the case for or against a restructuring.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eIf you are looking for\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThe selection and the people side, not just the money. The RIF and Restructure Planning Kit covers scoring, the fairness check, WARN and OWBPA planning, and the conversation.\u003c\/li\u003e\n\u003cli\u003eA single person’s package, not a group. The Severance Planning Calculator handles one exit.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eBefore you buy\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eWhat format is it and can I edit it?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eOne Excel workbook, eight tabs. It works in Excel or Google Sheets, every cell is editable, and the file is yours to keep.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIs this legal or tax advice?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eNo. It is a planning model with estimates and general information. Notice, final-pay, and release obligations vary by country, state, and headcount, so have qualified employment counsel review the plan before you act.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eHow is this different from the RIF and Restructure Planning Kit?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eThe Kit runs the reduction: selection scoring, the four-fifths fairness check, WARN and OWBPA planning, and the manager conversation. The planner sizes the money: severance, the full one-time cost, savings, and payback. The Kit’s field guide points to this planner to size the cut, and many buyers use both. See the RIF and Restructure Planning Kit.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWill it handle my severance policy?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eYou set weeks per year of service, base weeks added to everyone, a cap, and a minimum, and every person calculates from that policy. The file is fully editable, so any individual line can be adjusted where your policy makes an exception.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eIs it a subscription?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eNo. One-time purchase, instant download, no recurring fee. You keep the file.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWill it stay current as rates change?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eThe workbook carries a last-reviewed date so you can see how current it is, the rates it uses are shown next to the figures they drive, and meaningful updates are released as the numbers change.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat is the refund policy?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eDigital products are covered by a 14-day money-back guarantee. See the refund policy for the full terms.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat happens after I buy?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eCheckout delivers an instant download link, and a receipt with the same link arrives by email. Open the Start Here tab first; it tells you the order to work in. If the file gives you trouble, email support@truestephr.com.\u003c\/p\u003e\u003cp\u003eEstimates and general business information for planning, not legal or tax advice. Confirm your actual costs and notice obligations, and have employment counsel review the plan before you act. Last reviewed June 2026.\u003c\/p\u003e","brand":"TrueStep HR","offers":[{"title":"Default Title","offer_id":52641503379732,"sku":"TSHR-027","price":89.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1013\/9048\/3732\/files\/TSHR-027__rif-and-restructuring-savings-planner-hero.jpg?v=1780979063","url":"https:\/\/shop.truestephr.com\/products\/rif-and-restructuring-savings-planner","provider":"TrueStep HR","version":"1.0","type":"link"}